​There is a lot of yammer in business environments around the globe; regarding the saliency of Cyber Liability Insurance, basically should all businesses consider it a must or not?

​Just incase you have not heard! There is new currency in town!!. Yes! a new way to buy and sell. And…no the barter system is not making another appearance and I’m not talking about Paypal either. Its called bitcoin. Bitcoin is virtual cash born of computers, so it lives on the internet and one can even buy things with it. Surprised? don’t be. It won’t be the first time something we use in hard copy converts to the digital medium including the oldest book known to mankind the bible.

​If you are an employer or in charge of supervising others who handle money in any business, you probably already know about this word…Trust. Customers hand you their cash and other modes of payment with that word in mind…Trust. They believe in the tenets of the fiduciary relationship shared with the person standing or sitting behind the desk.

​When was the last time you looked at your credit report? Habitually at a minimum you should do so annually that is if you want to get the report for free. Because of errors I have personally found on my own credit, I have learned to review my credit at least quarterly. Errors on your credit report can impact you life and access to loans, credit cards, home, auto, life and business insurance.

​This blog exists to bring attention to the happenings around us and how insurance is a relevant tool to bring solutions to the surprises and misfortunes in our world.

Happy Reading.