Landlord's Insurance - Learn About Landlord Coverage - Alpha Direct Agency LLC

Landlord Insurance

Whether you own hundreds of properties or just one, we'll help you find the best coverage and the most affordable rates. Let us give you a quote and start saving money today!

What is Landlords' Insurance?

Landlords' insurance is an insurance policy that covers a property owner from financial losses connected with rental properties. The policy covers the building, with the option of insuring any contents that belong to the landlord that are inside. Landlords' insurance is often referred to as buy-to-let insurance, however buy-to-let insurance is a type of landlords' insurance. It is important to distinguish between buy-to-let insurance which generally covers one property that has been purchased with a buy-to-let mortgage, and multi-property insurance, which covers two or more properties. Each of these types of landlords' insurance covers different things.

What is Usually Covered With Landlord Insurance?

The policy will normally cover standard perils such as fire, lightning, explosion, earthquake, storm, flood, escape of water/oil, subsidence, theft and malicious damage. Each insurance policy is different and may or may not include all these items. Optional coverage might include accidental damage, malicious damage by tenant, terrorism, legal protection, alternative accommodation costs, contents insurance, rent guarantee insurance, and liability insurance.

Landlords' insurance policies typically do not cover any personal property belonging to tenants, or otherwise protect the interest of tenants; although a liability policy protecting a landlord or property manager will be of benefit to tenants should they incur a loss for which the landlord is responsible.

Contact us to learn more about the right landlords' insurance policy for your property.

(212) 568-5700
5030 Broadway
Suite 681
New York, NY 10034
Click Here to Email Us

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Licensed in New York, Georgia, New Jersey, Connecticut, Delaware, North Carolina, South Carolina, Florida,
Washington DC, Tennessee, Texas, Masachussets, Michigan, Maine, Maryland, Ohio, Pennsylvania, and Virginia.

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Uptown Office

Alpha Direct Agency LLC
5030 Broadway
Suite 681
New York, NY 10034
(212) 568-5700 (Call/Text)
Click Here to Email Us

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