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GET COVERAGES FOR RIOT AND CIVIL COMMOTION

6/1/2020

On top of business interruption claims due to COVID-19, claims for damages or closures due to the actions of civil authorities are now likely to increase.
By Rosalie Donlon 

The Omni Hotel in Atlanta was damaged after a night of violent protests, rioting and looting on Friday, May 29, 2020. (John Disney for ALM Media)

As much of the United States convulses in response to the death of George Floyd, an unarmed black man in the custody of Minneapolis police officers, it’s some comfort to know that property damage caused by rioting, civil commotion and vandalism are covered under standard insurance policies, says Loretta Worters, vice president, media relations for the Insurance Information Institute (I.I.I.).

Here is an overview of the different kinds of policies and coverage that may be involved in any claims. Insured that don’t have the right kind of coverage now can use this information to discuss options with an insurance agent or broker.

Related: How insurers are responding to rising political risks

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Washington DC, Tennessee, Texas, Masachussets, Michigan, Maine, Maryland, Ohio, Pennsylvania, and Virginia.

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