Hey business owner. You’re running a business; your concern is finally going but suddenly it gets interrupted by an event. An unexpected event like smoke rising up into your clothing store renders all the clothes unsellable at least not unless you foot the ridiculous dry cleaning bill which forces you to change the price tags from new to used. Fire may have started at a business close by but we all know smoke rises.

​If you are an employer or in charge of supervising others who handle money in any business, you probably already know about this word…Trust. Customers hand you their cash and other modes of payment with that word in mind…Trust. They believe in the tenets of the fiduciary relationship shared with the person standing or sitting behind the desk.

​When was the last time you looked at your credit report? Habitually at a minimum you should do so annually that is if you want to get the report for free. Because of errors I have personally found on my own credit, I have learned to review my credit at least quarterly. Errors on your credit report can impact you life and access to loans, credit cards, home, auto, life and business insurance.